Directory of Chiddingstone Blogs and Bloggers

many pics of the surrounding countryside

A blog to encourage parents and fellow travellers to write for their children and about the experience of watching them grow. Advice for new writers, book reviews and details of courses offered in Sevenoaks

All about Royal Tunbridge Wells.

A Tunbridge Wells woman lists three things that have given her pleasure every day.

Twice weekly listings of the best classes, activities and events in North and North West London. Reviews of the best child-friendly shops, attractions and restaurants. Round-ups of the best deals open to North London parents.

Satellite Broadband from Mister Broadband.
FREE phone 0800 111 44 86 for info or check out his website @ www.misterbroadband.com

Random rambles of a Crawley Resident

Life in Croydon. Restaurants, bars, politics, events, news.

As a landlord, you are basically using your rental property for generating extra income, and you need to safeguard it. Successful property investment is essentially all about transferring or offsetting your risks to another party. In order to this, you will need insurance policies that are specifically designed for rental properties. A common mistake many landlords make is assuming that standard domestic insurance covers are sufficient. However, the truth is, many risks associated with rental properties are simply not covered. A landlord’s insurance policy on the other hand will provide comprehensive cover for your rental property right from buildings and contents coverage to property owner’s liability coverage. However, when purchasing a landlord’s insurance policy, you should make sure that all aspects of your rental property are appropriately covered. Here in this article we will take a look at what all should be included in your landlord’s insurance policy.

Rental Property Landlord’s Insurance: What to Look For?
Here is what a typical landlord’s insurance policy for your rental property should include -

 Building Insurance - This is certainly the most important cover - you never know what might go wrong with the rental property and repair charges can be sky high. Under this coverage, the building is insured against risks like fire and floods for the repair or rebuilding costs. Additionally, in some cases subsidence or terrorism can also be purchased from most insurers as an optional extra.

 Content Insurance - This is particularly important if you are letting your rental property furnished or semi furnished. It will provide coverage for your furniture, fixtures and fittings.

 Accidental Damage Cover - This will provide coverage for costs of any repair or replacement of items due to accidental damages caused by the tenant.

 Coverage Between Tenants - Most landlords will face periods when their rental property is unoccupied after a tenant has vacated the property and before a new one moves in. This can be quite a risky time as your property is empty and an easy target for vandals and squatters. Landlord’s insurance for unoccupied rental properties can provide appropriate coverage in such cases.

 Landlord’s Liability Coverage - If a tenant or any other person injures themselves because of something dangerous on your property, they could make claims of damage against you. Landlord’s liability coverage will pay for such damages along with the legal costs.

 Loss of Rent - This will provide coverage for the loss of rent or the costs of alternative accommodation should the rental property become uninhabitable such as in case of fire or flooding, while repairs are being carried out.

Make sure you look for these covers when purchasing a landlord’s insurance policy. For more information on landlord’s insurance policies or for an online quote, visit our landlords’ insurance page at http://www.rentaltrader.co.uk/product/view/landlord_insurance/9 or call Endsleigh on 0800 783 2526 and mention Rental Trader.

As a landlord the first thing you need to do when letting your rental property is getting a tenancy agreement. Your tenancy agreement will clearly define the responsibilities and legal obligations of the tenant and the landlord (you), term of tenancy, rent amount and various others details about the tenancy through different clauses. All these clauses are important and need to be carefully checked before you get the tenancy agreement drafted. One of the most important clauses that you, as a landlord, need to give careful thought to, are clauses related to ending the tenancy. Here in this article we are going to take a look at what things a landlord should know about ending clauses in a rental property tenancy agreement.

Rental Property: Ending Clauses in Tenancy Agreement
When it comes to ending clauses in rental property tenancy agreements, you as a landlord need to keep in mind that, statutory provisions for terminating a tenancy will override any other private agreement between you and your tenant. For instance any clause, which says that the tenant should provide a notice (one month, two months etc.) when he wants to vacate the rental property at the fixed term’s end, will be void, as tenants have the right to leave the property, by law, once the fixed term has ended without providing any notice.

In the event that the tenant continues to reside in the rental property, after the end of the fixed term, the tenancy will become a periodic tenancy. Any clause in the tenancy agreement that requires your tenant to provide a notice period that is longer than what is required by general law (such as 1 month for monthly tenancies, 28 days for weekly tenancies etc.) will also be rendered void.

Another clause that you need to give careful thought to is the forfeiture clause. The forfeiture clause deals with re-entry into the rental property, in the event that the tenant defaults on rent payments for 14, 12 or more days. In the past, this clause allowed landlords to physically re-enter the rental property and turn out the tenants, while also confiscating their stuff to pay for the unpaid rent amount. However, things have changed - re-entry can now be done only by getting a court order for possession. Also, forfeiture is now forbidden by the Housing Act 1988. However, the forfeiture clause has still been left in as it is still important in some cases. This clause can allow landlords to bring a claim as per the ‘grounds’ in the Housing Act 1988 during the period of the fixed term. These days all forfeiture clauses refer to the Housing Act grounds for possession. However, the Office of Fair Trading has made it clear that the forfeiture clause should not be misleading. The OFT also says that the clause must clearly state that tenants can be evicted only after the landlord obtains an order for possession from the court and that tenants retain their rights as per the Protection from Eviction Act 1977.

For more information or for purchasing a tenancy agreement, visit Rental Trader today.

More generally this is a blog about authenticity - ways of being truly yourself (hence the title). But for the present it's all about my ambition to create some extra social 'glue', online and offline, for the square mile around my house.

Allways property services offer a personalised quality service. All our staff are fully trained and insured. Call us or visit our web site.
0800 756 1033 07949 105 646

various blogs, on local news, events and businesses in and around maidstone

An occasionally truthful but mostly scurrilous comment on life in and around The County Town.

Kella's Creative Wishes is a UK Blogshop based in Maidstone, Kent selling custom handmade jewellery, greeting cards, paper crafted items and other handcrafted keepsakes.

At Kella's Creative Wishes you are sure to find something for every occasion and person. I use all manner of items to create my 'wishes', from found, reclaimed items to brand new bought raw crafting products. Ensuring the pieces you purchase from me are unique or of limited edition.

Spring Fundraising Sale Sunday 17th April 2011. Forecourt of 4B Avenue Road SE254EA 10.00am - 2.00pm.
Books,Jigsaws,Dvds,CDs,Toys,Records,PC Games, brand new clothes, household goods and much more at prices everyone can afford.
Win a fabulous prize at the tombola.
For more information email birdhaven@rocketmail.com or phone 02086533248.

Is there anyone out there in the Gravesend, Cobham, Cuxton, Sole Street, Harvel, Great Buckland or Meopham who knows anything of the history of a small isolated cottage on Cutteridge Lane quite near The Golden Lion Inn at Luddesdown that is today called Cutteridge Cottage?
My knowledge of the place dates from the late forties, when I lived in Sole Street where I was born. It was then inhabited by an elderly gamekeeper who I think worked for the Darnley Estate, by the mid fifties it had fallen into a ruin and remained partly fallen down and used as a free range chicken house, until it was bought I was told, by a man who lived in Gravesend in the mid nineteen sixties who began to rebuild it.
When it was finished he was not to live in it for long before there was a fire there, the cottage was seriously damaged and the man became ill, apparently dying in Gravesend Hospital in the late sixties. For a couple of decades the cottage remained a ruin until someone began to rebuild it on quite a grand scale in the mid eighties, extending it and making it double storied.
I moved from the area to Shropshire in the early nineties and when I revisited the cottage, now named Cutteridge Cottage in the late nineties it was finished, but appeared to be once again abandoned and though part furnished, was becoming severely overgrown. Reference to Google Earth Maps appears to confirm that Cutteridge Cottage is still abandoned and it looks as if it is now an almost completely overgrown ruin.
I would be most interested to hear from anyone who has any genuine information about this property.
Honker 785.

A "memory lane" blogsite that was started in October 2006 to act as a magnet for individuals with information that they wish to share concerning the now demolished Joyce Green Hospital, Dartford, Kent, England.

The blog forms part of the consultation on the regeneration of the former Glaxo Smith Kline sites in Dartford by Essential Land. Located to the north of the town centre, the sites form part of the strategic Northern Gateway included within the Borough’s emerging Core Strategy. The Northern Gateway is an important element in delivery of new homes, jobs, shopping and leisure opportunities in Dartford.

Would you like a cinema, 5 a-side football or a performing arts venue? To find out what we are doing and to have your say on the proposed changes, participate in our Facebook consultation RegenerareDartford.

You can participate in polls, surveys and discussions to help shape our proposals and your feedback will be used to inform our planning application.

Commenting on and giving helpful suggestions to manage or improve finances. Understanding how emotions and beliefs can influence your behaviour aound money.